1. Disclosure Statement:
Whiting Financial Services Limited holds a licence issued by the Financial Markets Authority to
provide financial advice (FSP number 771976)
Our full initial disclosure statement is publicly available on our website –
https://www.whitingfinancial.co.nz/index.php/consumer-regulations/disclosure-statement
and is available in writing on request. This disclosure includes how commissions, fees, & expenses
may be received by, or payable to, Whiting Financial Services.

2. Privacy Act 2020 authorisation:
I/We authorise you and any Lender to:
2.1 Use information disclosed in this application, and any additional supporting information
provided, for the purpose of assessment and submitting finance applications to third party
lenders. This information can be disclosed to, collected by, and used by those lenders for the
purposes of providing finance and conducting credit checks. Those lenders include Speirs
Finance, UDC Finance, ORIX, Heartland Bank, Avanti, Partners Finance, BOQ Equipment
Finance, Flexi Commercial, Oxford Finance, and any other finance companies, banks, or
financial service providers (each a “Lender”).
2.2 Use information disclosed in this application, and any resulting contract, to send me information
about other products offered by Whiting Financial Services and the financial service providers we
deal with
2.3 Make all such enquiries about me and my financial affairs as you, or the Lender, consider
appropriate in relation to this application, or any resulting contract, (and further enquiries in the
future which may be necessary in connection with this application and any subsequent requests
for credit) and to disclose details of this application, or any resulting contract, to any person for
this purpose. I authorise any party approached by you, or the Lender, to disclose such
information to you, or the Lender; and
2.4 Disclose details of this application and of any resulting contract, to any assignee of any such
contractor to any credit agency, debt collector, solicitor or, to any staff of Whiting Financial
Services, or the Lender. I understand that any such contract may result in the existence of that
contract being noted on a public register.
2.5 Contact the Ministry of Justice in relation to any fines or defaults that I may have which may
affect this loan application.
2.6 Disclose details in this application to arrange Insurance or obtain Confirmation of Insurance for
any asset/s being purchased or used as security, in the resulting agreement.
2.7 Disclose information provided in relation to this application to regulatory bodies such as the
Financial Markets Authority in order to meet our compliance obligations
2.8 I/we have the right to request access to, and request correction of, any information about me
that you / the Lender hold and that, on request, you / the Lender will supply to me the names and
addresses of any agencies (including any Credit Reporting Agency engaged by us) to whom you
/ the Lender have disclosed information about me

 

3. I/We understand that:
3.1 Submitting this application does not necessarily mean that I/we will accept the finance applied
for, and I/we may decide not to proceed with this application without giving any reason; and
3.2 You are asking me/us for personal information about me/us for the purpose of you, or the
Lender, using a Credit Reporting Agency to complete a credit check on me/us. I/We understand
that:
 The Credit Reporting Agency will give you, or the Lender, information about me/us for that
purpose.
 You, or the Lender, will give my/our personal information to the Credit Reporting Agency who
will hold that information on their systems and use it to provide their credit reporting service.
 When other customers of the Credit Reporting Agency use the credit reporting service, the
Credit Reporting Agency may give the information to those services.
 You, or the Lender, may use the Credit Reporting Agency’s services in the future for purposes
related to the provision of credit to me/us. This may include using the Credit Reporting
Agency’s monitoring services to receive updates if any of the information held about me
changes.
 If I/We default in my/our payment obligations to you, or the Lender, information about that
default may be given to the Credit Reporting Agency and they may give information about
my/our default to their other customers.

4. I/We certify that:
4.1 Where I/We have provided information in this application about any other person, that person
has authorised me/us to disclose the information to you, or the Lender, and to authorise you, or
the Lender, to use and disclose that information in the same ways as if that person was an
applicant; and
4.2 The information provided in this application is true, correct and complete (and includes all
current names that I use), and no information that would be relevant to you in evaluating the
application has been omitted. If any changes occur between now and signing a credit agreement
with you (including any change in name), I/We will disclose such changes to you immediately.