Interest Rates, Fees and Charges
The interest rate you will pay depends on your overall profile as a borrower, which is determined by the following things:
- Your credit history.
- How much you earn.
- How much you're looking to borrow.
- The type of asset you're purchasing.
- Your existing financial commitments.
Your overall profile as a borrower also determines which finance company your loan can be approved through, and the fees and charges that apply all vary from company to company.
