Interest Rates, Fees and Charges


The interest rate you will pay depends on your overall profile as a borrower, which is determined by the following things:

  • Your credit history.
  • How much you earn.
  • How much you're looking to borrow.
  • The type of asset you're purchasing.
  • Your existing financial commitments.


Your overall profile as a borrower also determines which finance company your loan can be approved through, and the fees and charges that apply all vary from company to company.

Click here to view fees and charges.