Personal Vehicle and Marine Finance
Our Personal Vehicle Finance is a flexible finance package for any type of new or used vehicle intended for personal use. Whether you want to buy a car, motorbike, quad bike or van, we can tailor a finance package to suit you.
Benefits
We offer low or even no deposit finance depending on your particular circumstances. Our flexible terms, from 6 to 48 months, means that we can tailor a package to suit your needs.
You decide how often you want to make the repayments - weekly, fortnightly, monthly, or seasonally adjusted, whichever best suits your budget.
Our personal vehicle finance has a fixed interest rate so you have the security and peace of mind of knowing exactly how much your repayments will be for the entire term – no nasty surprises.
Many of our customers are enjoying the benefits of our relationships with a range of vehicle suppliers. In many cases we are able to pass on special discounted rates to our customers.
So give Whiting Financial Services a call first before choosing your next purchase.
Criteria
Personal Vehicle Finance is available to anyone who is a legal resident in New Zealand, 18 years of age or over who can demonstrate a reliable income. In some cases we will accept co-borrowers to support an application where needed. In order to process your application, you will need to provide copies of:
- proof of identification (passport, driver's licence)
- proof of income (payslip)
- proof of insurance
- valuation of the vehicle from the car dealership (note: if buying privately, you can obtain a valuation from a car dealer).
What to do now
It's easy to apply for Personal Vehicle Finance. The Application Form is only 2 pages long and will provide us with the necessary information to make a fast approval decision.
Our standard response time for your application is half a day for a single vehicle, but we can handle urgent requests within the hour if all the necessary information is included on the application form.
Applications to finance will be processed immediately and within the time frames you would expect.
Choose whichever option suits you best:
- download an application form and post or fax to Whiting Financial Services on 04 568 5110
- call 04 568 5120- if you have any questions
Do you have questions that have gone unanswered? Try our Finance FAQs section.
Loan Calculator
This loan calculator can be used to figure out monthly payments of a loan, based on sale price of the item, the term of the loan desired, buyer's deposit percentage, and the loans interest rate.